Moatly / Stocks / MSFT

Microsoft Corporation (MSFT) — what is it worth?

$493.78 · $3.7T market cap · Software - Infrastructure
Scored from reported financial statements. Data as of 2026-09-19.
Moat
89
Durability of advantage
Management
100
Returns and capital use
Margin of safety
51
Price against value
Buy price
$251.99
Consensus of three methods
Intrinsic value
$503.98
What the business is worth
Margin of safety price
$251.99
Intrinsic value less 50%
10-CAP price
$136.55
Ten times owner earnings
Payback time price
$211.41
Eight years of free cash flow
MoatlyAI Insights

A moat score of 89 and a management score of 100 point to a business with durable competitive advantages and exceptional stewardship of capital. Return on invested capital of 20.6%, gross margin of 67.9%, and debt to equity of just 0.3x back this up: the company earns high returns on the capital it deploys while carrying little financial risk. History shows growth of 15.0%, but the model caps its projection at 14.6%, a deliberate conservatism rather than a reflection of any slowdown.

The tension sits in the price. At $503.81, shares trade well above every valuation anchor here, the margin of safety price of $251.99, the 10-cap price of $136.55, and the payback time price of $211.41. The market is pricing in a 29.1x exit multiple against a current 28.1x earnings multiple, while free cash flow yield sits at just 2.4%.

The margin of safety score of 50 captures this split cleanly. The underlying business, by these figures, looks close to as good as they get. The price being asked for it leaves little room drawn from the same numbers that make the business look strong.

Key figures

Price$493.78
Market cap$3.7T
P/E ratio27.5x
Return on invested capital20.6%
Gross margin67.9%
Debt to equity0.29x
Free cash flow yield2.4%
Growth rate used14.6%
Growth rate measured15.0%
Exit multiple assumed29.1x

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Run your own assumptions

Every number above is built on assumptions that can be changed. In Moatly you can move the growth rate, the exit multiple and the margin of safety and watch every figure recalculate, so you are testing your own view of Microsoft Corporation rather than accepting ours.

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Not investment advice. Estimates only, built on stated assumptions that could be wrong. Figures are drawn from reported financial statements and were current as of the date shown. Do your own research.